Punjab National Bank (PNB) has introduced a new scheme that offers financial protection of up to ₹6 lakh for its account holders. Starting October 10, customers can apply for this benefit, which aims to provide security in emergencies and support families during unexpected financial crises. The scheme is designed to be affordable, easy to apply for, and accessible to most PNB customers.
What Is the ₹6 Lakh Benefit Scheme?
The new PNB scheme provides insurance-style financial coverage of up to ₹6 lakh for eligible customers. This benefit can be claimed in situations such as accidental death, disability, or other covered emergencies, depending on the scheme’s terms. The primary goal is to offer a strong safety net for families that rely on monthly income.
Who Can Apply for the Scheme?
PNB has made the scheme widely accessible.
- All savings account and salary account holders are eligible.
- The applicant must have an active bank account with regular transactions.
- Some schemes may require a minimum balance or premium amount, depending on the coverage option selected.
How to Apply From October 10
The application process becomes active on October 10, and PNB customers can apply through multiple channels:
- PNB Mobile Banking App
- Official website
- Nearest PNB branch
- Customer service desk
The bank will require basic KYC verification, account details, and a simple application form.
Key Benefits of the Scheme
- Financial coverage up to ₹6 lakh
- Low premium and easy enrollment process
- Quick claim processing through designated PNB helpdesks
- Support for families during accidents, medical emergencies, or mishaps
- Eligibility for both new and existing customers
Why This Scheme Matters for Middle-Class Families
In today’s uncertain environment, a sudden financial shock can deeply affect a household. PNB’s benefit scheme helps protect families from unexpected losses and offers peace of mind at a low cost. With simple documentation and easy access, the scheme is expected to attract a large number of customers.
Conclusion
PNB’s new ₹6 lakh benefit scheme is a major relief initiative for account holders, offering affordable financial protection and easy enrollment. With applications starting from October 10, customers are encouraged to check their eligibility and apply early to secure this beneficial coverage.